eBaoCloud® Policy Admin

Policy Admin is a dozen or so policy admin applications for different product lines and geographic markets. Policy Admin includes wide choices of different policy administration applications for different product lines, markets, and scales; all powered by InsureMO® as insurance industry middleware. We offer clients with flexible subscription model, by line of business, by channel, and other options.

eBaoCloud Policy Admin application group includes the following specialized applications.

  • PAS Life

    Manage full policy lifecycle from new business, underwriting, customer services to automatic renewal process and maturity

    Support all main stream life products include traditional life insurance, investment products and medical reimbursement, etc.

    For life insurers

  • PAS General Asia

    Support the entire life cycle of insurance policy from new business, claims, renewal, endorsement to reinsurance

    Mainly for consumer lines

    For General insurers

    Adopted in 10+ countries

  • PAS A&H

    Support all typical policy administration process, not including claim

    Mainly for A&H business lines

    For insurers

    Adopted by 15+ insurers

  • A full lifecycle insurance digital distribution and policy processing platform

    Mainly for SME Commercial line

    For General insurers, underwriting agencies and MGAs, especially cover holders of Lloyd’s Market

    Adopted by nearly 20 insurers and underwriting agencies in Singapore, Australia, New Zealand, Thailand, Malaysia, Indonesia, South Africa and Colombia

  • PAS Microinsurance

    An underwriting app for micro-insurance products with massive volumes sold via eCommerce channel or for promotional campaigns

    Mainly for micro-insurance products such as goods return shipping fee, flight delay, group travel

    For insurers

    Successfully supported 60M+ transactions per day

  • PAS Non-motor

    Support non-auto insurance policy administration process, not including claims and re-insurance with strong digital capabilities, from ecosystem connectivity to fast product launch

    For non-motor business lines such as property, liability, engineering, marine, agriculture, specialty, etc.

    For General insurers

    Currently support 200+ products

  • PAS China Motor

    Support auto insurance policy administration process, from quotation, underwriting, risk control, billing, issuance to endorsement

    For both consumer auto insurance and fleet insurance line

    For General insurers

    Manage millions of new auto policies every year

  • PAS General Lite

    A digital policy admin application supporting proposal, issuance, endorsement and query functions, with a strong focus on fast process via digital channel; can be implemented within one month

    Mainly for non-auto consumer lines

    For General insurers, brokers, MGAs, InsurTechs

    Installations in Taiwan, Brazil, Japan

Customer Success

Insurance carriers from over 10 countries are using eBaoCloud Policy Admin applications.

  • "The new PA system laid a solid foundation to support our digital transformation. Besides the future proof solution on microservices and native-cloud architecture, we are also pleased by the professionalism, dedication and passion demonstrated by eBaoTech's implementation team. With the new system in place, I am confident that we now have cutting edge IT capabilities to better serve our clients in digital age."

    Haitham Albakree
    CEO, Wataniya
  • China Continent Insurance Company (CCIC), the number 5 general insurer in China with USD 6.2B premium in 2018 adopted eBaoCloud DigitalCore to support its entire business nationwide in China. This is globally the first and the only large scale general insurance company with all mainstream insurance products running entirely on a commercially available microservices core platform.

See Other SaaS applications for insurers and MGAs : Claims | Others